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SMJV LOAN SCHEMES

SMJV Nidhi Limited

• Loan against Property/Gold/Deposits etc.
• Rules related to LAP & GOLD are applicable as per Nidhi Company Rules 2014 (For More Information please refers Plan related documents.)
• In case of loan against deposits (RD&FD) Member can take loan up to 70% of the deposited amount.
• In each type of loan interest will be charged 20 % per annum (Reducing).
• If any default in payment of EMI then bouncing charges will be charged Rs. 500/- for each case and also penalty will be charged @ 1% per day of the installment Amount.
• The calculation basis of late fee will be day wise.
• If Member wants to foreclose loan before loan period then foreclosure charges will be charged @ 2% of remaining principal balance.

No Other hidden Charges, Fastest & Easiest Loan Process.